With Windows XP retiring, I looked for a replacement for my Quicken financial software which ran on my soon-to-be-obsolete XP computer. I never liked Quicken, but it worked and was barely adequate.
After evaluating many software programs and web sites I settled on PersonalCapital.com.
I was queasy about uploading sensitive data to their site, but realized my home computer can be hacked as easily as their site - no place is safe anymore.
I love PersonalCapital.com. It's one easy place to consolidate all my finances.
The best part is their asset allocation function which looks across all my accounts to determine if I have the right mix of stocks and bonds, foreign and domestic investments.
Their charts are simple but effective in showing trends in my finances.
I update my check categories and PC shows how much I am spending each month on food, gas, entertainment and other things.
The coolest thing happened this last week. PersonalCapital sent me a notification that one of my investment funds had a higher than expected fee. Sure enough I researched recent changes in my retirement account, and our company had re-allocated our previous funds at Vanguard into new funds. One of the new funds had a much higher fee than the previous fund. Now I know I need to switch funds.
Thank you Personal Capital.